Farmers of Flemington is proud to work exclusively with Independent Agents

We could sell our products online directly to consumers or we could hire “captive” agents who would only sell our products and not those of any of our competitors.   So, why do we work exclusively with Independent Agents?

The answer is simple.  We believe Independent Agents offer the best overall value to our Policyholders.   In our experience, Independent Agents provide the best combination of price, service, advocacy, and professional advice.   Their goal is to get to know you, understand your specific needs, and match you with the insurance company that best meets those needs.

  • Independent Agents give you a choice – Buying a one-size-fits-all policy is like jamming a square peg into a round hole. Not every policy or insurance company is the same and not all companies insure the same risks.   Independent Agents can help you compare policies from several companies and choose the one that is right for you.   Online companies and captive agents simply can’t do that.
  • Your Agent is trained in Risk Assessment – Your Independent Agent can review your personal or business profile to identify your risks and match you with the insurance company or companies best suited to meet your unique needs.
  • Your Agent is part of your community – They are your neighbors, sharing an interest in the community and an understanding of the unique benefits and challenges of living and doing business in your locale. Because they are local, your Agent is always just right around the corner, not at some distant call-center halfway around the world.
  • Personalized Service is the hallmark of the Independent Agent – Not all policies are the same and not all companies provide the same level of service. Your Independent Agent knows the local market and which carriers provide the best combination of price, coverage and service for your particular risk.   They also know the people at each of their companies and can work directly with the Underwriter, Billing Representative or Claims Adjuster to ensure you always get the best possible service.  Remember, your Independent Agent works for you, not the insurance company.

Whether you are insuring your home or your business, we believe the expert advice and advocacy of an Independent Agent is something no consumer should be without.  To find an Independent Agent in your neighborhood, click here.

Chart showing reasons to use an Independent Agent
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