Is Your Home Covered?

If you are like most people, your home is your most significant investment.  Farmers of Flemington has been protecting that investment for our Policyholders since 1856.  Let us help you protect yours. We offer customizable coverage to protect your home and personal property as well as liability coverage to defend you if you cause bodily injury or property damage to someone else.  In addition to these important protections, we offer several valuable enhancement options to protect you from risks not covered under standard homeowners policies.

Optional Coverage Enhancements

Equipment Breakdown Coverage

Equipment Breakdown Insurance covers all of your important home systems and property due to loss by mechanical or electrical breakdown. That includes home security systems, electrical systems, personal computers, home electronics, appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors and more.

Service Line Coverage

This enhancement provides coverage for underground utility lines that connect your home to public utilities such as water supply lines, electrical lines, cable TV, natural gas and more.

Identity Theft Restoration Services

Every Farmers of Flemington homeowners policy includes free access to identity restoration services from CyberScout®, a leading identity protection provider.   Click here to learn more about our value-added identity restoration services.

CyberBridge Personal Cyber Coverage

In addition to our free restoration services, our optional CyberBridge personal cyber protection endorsement can be added to your policy to provide coverage against hacking, fraud, cyber extortion, cyber bullying and a number of other risks that are not covered under a standard homeowners policy.  Click here to learn more about this valuable coverage.

Personal Umbrella Coverage

Your standard personal automobile and homeowners liability limits offer adequate protection for most losses, but what if your limits are not enough?  What if the unthinkable happens?  Your home and other personal assets could be at risk.   Our Personal Umbrella policy can provide you with additional limits up to $5 million over your home and personal auto to help protect you against the unthinkable.  

Other available enhancements include:

  • Sump Pump / Sewer backup coverage
  • Replacement Cost for Personal Property
  • Expanded Dwelling Replacement Cost
  • Scheduled Personal Property
  • Limited Mold Coverage

We also offer money saving discounts for alarm systems, newer homes and increased deductibles. If you insure your personal auto with your Farmers of Flemington Agent, you can also receive a Companion Auto Credit.  Ask your Agent what discounts might apply to your situation.

As they say, “There’s no place like home,” so why not give your home and family the protection they deserve with our affordable and comprehensive homeowners product.  Contact an Agent today for a free, no-obligation quote.

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