Are Your Belongings Covered?
If you’re a tenant, your landlord may have insurance on your building, but their policy will not cover your belongings such as furniture, clothing, electronics or other valuables. If all your belongings were lost due to fire or other covered loss, could you afford to replace everything out of your pocket? A renters policy provides coverage for those items and much more.
What if you can no longer live in your apartment due to a covered loss? A renters policy provides coverage for additional living expenses to help you maintain your normal standard of living while your apartment is being repaired.
Renters policies also include personal liability coverage, which protects you from claims made against you for bodily injury or property damage you cause to someone else, including coverage for the cost of hiring an attorney to defend you. Lawsuits are very expensive and they can happen to anyone so be sure to protect yourself with this important coverage.
Identity Theft Restoration Services
Every Farmers of Flemington renters insurance policy includes free access to identity restoration services from CyberScout®, a leading identity protection provider. Click here to learn more about our value-added identity restoration services.
CyberBridge Personal Cyber Coverage
In addition to our free restoration services, our optional CyberBridge personal cyber protection endorsement can be added to your policy to provide coverage against hacking, fraud, cyber extortion, cyber bullying and a number of other risks that are not covered under a standard homeowners policy. Click here to learn more about this valuable coverage.
Personal Umbrella Coverage
Your standard personal auto and renters liability limits offer adequate protection for most losses, but what if your limits are not enough? What if the unthinkable happens? Your personal assets, including future earnings, could be at risk. Our Personal Umbrella policy can provide you with additional limits up to $5 million over your home and personal auto to help protect you against the unthinkable.