If you own a 1 or 2 family rental property or a secondary / seasonal home, Farmers of Flemington’s Combination Dwelling program is designed for you. We provide comprehensive coverage for your investment including the dwelling, loss of use, appliances, your personal property and other structures on the property as well as available liability coverage.

In addition to these important protections, we offer several valuable enhancement options:

Equipment Breakdown

Equipment Breakdown Insurance covers all of your important home systems and property due to loss by mechanical or electrical breakdown. That includes home security systems, electrical systems, personal computers, home electronics, appliances, heating and cooling systems, swimming pool equipment, water heaters, well pumps, garden tractors and more.

Service Line

This enhancement provides coverage for underground utility lines that connect your home to public utilities such as water supply lines, electrical lines, cable TV, natural gas and more.

We also offer money saving discounts for alarm systems, newer dwellings and increased deductibles.

Contact an Agent today to see what Farmers of Flemington can do for you.


The Combination Dwelling policy is not the same as a Homeowners policy.  If you are looking for coverage for a primary dwelling, please click here to learn about our comprehensive Homeowners insurance products.

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