The Farmers of Flemington Businessowners Insurance (BOP) policy is a comprehensive package for your small to mid-sized business. A BOP bundles important coverages most businesses need such as your building, business personal property, loss of business income, crime and premises liability.  Whether your business is retail, office, building owner/lessor or a Non-Profit organization, a Farmers of Flemington BOP policy can be customized to your specific needs.

If you own a restaurant or food service business, our Chatham Square BOP is designed for your unique needs with higher supplemental limits and additional coverages geared toward your business.

In addition to our comprehensive BOP products, we offer valuable enhancements that every business should consider including Commercial Umbrella and Equipment Breakdown coverage.

Farmers of Flemington Businessowners Policy
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Equipment Breakdown

Most property policies exclude losses from electrical, mechanical and pressure systems breakdown. Fill in these coverage gaps and protect your business from an unexpected loss with our Equipment Breakdown coverage.

Commercial Umbrella

Many business owners fail to purchase Umbrella liability coverage and that can prove to be a fatal oversight for the business when a catastrophic loss occurs.  A Commercial Umbrella provides broad protection over and above your current liability insurance policies including general liability, commercial auto liability and workers compensation.

Get the full protection your business needs with a commercial umbrella policy from Farmers of Flemington.

Other available enhancements include:

  • Business Income from Loss of Utility Services
  • Spoilage
  • Computers
  • Customer’s property
  • Back up of sewer and drains
  • Professional liability for barber and beauty shops, optical services and funeral directors
  • Employee dishonesty

Contact an Agent today to see what Farmers of Flemington can do for you.